How to track IndusInd credit card application status?

So you have applied for applied for new credit card and are looking forward to track IndusInd Credit card application status. Welcome, you are at the right place.

As per Wikipedia, IndusInd Bank Limited is a Mumbai based Indian new generation bank. As on June 30, 2016, IndusInd Bank has 1,004 branches, and 1885 ATMs spread across 625 geographical locations of the country. It also has a representative offices in London, Dubai and Abu Dhabi. IndusInd provides premium lifestyle credit solutions, empowered with prestige and charisma. From exceptional credit limits to unrivaled privileges tailored to your specific needs, IndusInd Bank bring to you the credit cards you always desired.

How much time does IndusInd Bank takes to process my credit card application.

Whether you applied online(through their website/netbanking etc) or offline(by filling out forms with pen), it can take some time to process your application.
Typically, it takes around 2-3 weeks for the credit card to reach your registered address after you apply for the IndusInd Bank credit card. Even if your application for credit card is instantly approved or pre-approved, even then it takes around 1-2 weeks for your credit card to reach you.

How to track IndusInd credit card application status:

The waiting period can make you really impatient, so you can track IndusInd credit card application status to keep yourself posted and updated. The process to track IndusInd credit card application is really easy. You just need to have either of the following to track your credit card application:
a. Application Id: The application id can be found on your application form receipt.
b. Mobile number: The mobile number you provided while applying for the IndusInd credit card.

Once you have this info, follow these steps to check the status of your credit card application
1. Go to https://creditcards.indusind.com/verifyOwnershipForm.html Refer this screenshot for details:

Screenshot to track IndusInd Credit Card application status

Track IndusInd Credit Card application status

2. Fill in the application id. Application id can be found on your credit card application form.
3. Now enter the mobile number you filled in the application form while applying for the IndusInd bank credit card.
4. Click the Submit button.
5. Now, you will see the exact status of your credit card application.

So we saw that the procedure to track the status of the IndusInd credit card is quite simple and straightforward. But if you have any difficulty checking the status, you can share your details in the comment section and we will check the status for you.

How to track Kotak Mahindra Bank credit card application status?

So you have applied for applied for new credit card and are looking forward to track Kotak Mahindra Credit card application status. Welcome, you are at the right place.

As per Wikipedia, Kotak Mahindra Bank is an Indian private sector bank headquartered in Mumbai, Maharashtra, India. It offers a wide range of banking products and financial services for corporate and retail customers through a variety of delivery channels and specialized subsidiaries in the areas of personal finance, investment banking, life insurance, and wealth management. Kotak Mahindra Bank has a network of 1,369 branches across 689 locations and 2,163 ATMs in the country as of 31 March, 2017. In 2016, it was the fourth largest private bank in India by market capitalization.

How much time does Kotak Mahindra Bank takes to process my credit card application.

Whether you applied online(through their website/netbanking etc) or offline(by filling out forms with pen), it can take some time to process your application.
Typically, it takes around 2-3 weeks for the credit card to reach your registered address after you apply for the Kotak Mahindra Bank credit card. Even if your application for credit card is instantly approved or pre-approved, even then it takes around 1-2 weeks for your credit card to reach you.

How to track Kotak Mahindra Bank credit card application status:

The waiting period can make you really impatient, so you can track Kotak Mahindra Bank credit card application status to keep yourself posted and updated. The process to track Kotak Mahindra Bank credit card application is really easy. You just need to have either of the following to track your credit card application:
a. Application Reference number: Kotak has sent this number by SMS on your registered mobile number.
b. Application Form number: Kotak Mahindra bank has shared this number while filling out the credit card application form.

Once you have this info, follow these steps to check the status of your credit card application
1. Go to https://www.kotak.com/j1001card/CardStatus/statusform.jsp Refer this screenshot for details:

Screenshot to track Kotak Mahindra Bank Credit Card application status

Track Kotak Mahindra Bank Credit Card application status

2. Fill in the Application Reference number or Application Form number. You need to fill either one of these two.
4. Click the Check Status button.
5. Now, you will see the exact status of your credit card application.

How to track Kotak Mahindra Bank credit card application status by SMS:

You can also check the Kotak Mahindra Bank credit card application status by sending SMS by following these steps:
a. Type code K CCAPP < your 13 digit Application Number >
b. Send this code to 5676788 or 997 105 6767 from your registered mobile number.
c. You will receive an SMS with details depending on whether your application is approved, declined or in process

So we saw that the procedure to track the status of the Kotak Mahindra Bank credit card is quite simple and straightforward. You can either check the status online or by sending short code as SMS from your regsitered mobile number. But if you have any difficulty checking the status, you can share your details in the comment section and we will check the status for you.

9 important tips to keep cheque safe?

Today, traditional banking has been replaced by online banking. We seldom use cheque books now a days. In some cases, we issue cheque even after a gap of many months. So, it is very important that we keep cheque safe?

How to keep cheque safe.
  1. Record details of each and every cheque issued: This will help if someone is using a bit older cheque to do fraud. If bank calls you regarding any cheque, and you have the details recorded, you can be sure at the moment about the amount on cheque and the person whom you issued the cheque.
  2. Do not leave your cheque book unattended: Always keep it in a safe place, probably under lock and key. It is easier to forge signature but it is tough to get the original cheque. Unless and until, you give access to someone, no one can get the cheque book linked to your account.
  3. Always use your own pen to write a cheque: There are many cases where fraudsters use magical pens. One can easily rub the amount written on cheque. Once the ink is removed, one can fill any amount to withdraw.
  4. Do not sign blank cheques:  Always fill in the date, the name of the receiver and the amount before signing the cheque: Needless to explain, you know if someone has blank cheque with valid signature, he can fill any amount. Withdrawing that amount will be cakewalk for him.
  5. Remember to cross your cheque whenever applicable and prevent it from being misused: If even someone commits a fraud to you, you can atleast be assured that money as gone into someone’s account. You can easily track down the person and claim your money. If the cheque is not crossed, then tracking down the person who withdrew the money is next to impossible
  6. Always draw a line through any unused space on the cheque: Drawing lines to unused space helps ensure that cheque issued to “Ram Kumar” is not encashed by “Ram Kumar Shrivastav”. If it happens, “Ram Kumar” can again come knocking that he never got the money.
  7. When you cancel a cheque, mutilate the MICR band and write “CANCELLED” across the cheque:
  8. Never sign in multiple places unless authenticating a change.
  9. Do not write/sign/mark/pin/staple/paste/fold on the MICR band.

So, these are some of the tips that will help you to keep cheque safe. However, if you ever feel that you have lost you cheque or have issued the wrong cheque, or to the wrong person then you can always contact bank to stop that particular cheque.